Vishvakarma, Rajeew. “AUDIT-READY EXPLAINABLE AI FOR FRAUD OPERATIONS: PERSISTED AND REPLAYABLE DECISION ARTEFACTS FOR MODEL GOVERNANCE AND INVESTIGATOR TRUST”. ShodhAI: Journal of Artificial Intelligence 3, no. 1 (May 30, 2026): 71–78. Accessed June 10, 2026. https://www.shodhai.org/shodhai/article/view/77.